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It can happen to anyone. 

A recording error or a mathematical mistake. In the event that you find your account with an unexpected shortage of funds, a Star Bank Ready Reserve can cover expenses in the short term. 

When you have a Ready Reserve, enjoy peace of mind and these other benefits:

  • You are protected when writing a check or using your Star Bank Debit Card.
  • Automatically advances into your checking account in increments of $100 when the balance falls below zero.
  • Low monthly payments - $25 or 5% of the unpaid balance.
  • $25 annual fee.
  • Access your Ready Reserve by writing a check, in person, or by phone.
  • No prepayment penalty.
  • No maturity date.