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Your home's equity is the difference between the market value of your home and the amount you owe on your mortgage. You can use the equity to tackle house remodel projects, consolidate debt, pay for tuition, take a dream vacation, or cover unexpected expenses such as medical bills. 

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Your Home Equity Options

Home Equity Loan (HEIL)

  • One-time, convenient distribution of funds
  • Low, fixed rate
  • Flexible repayment terms
  • Great for large, one-time expenses

Home Equity Line of Credit (HELOC)

  • Revolving line of funds you can tap into when you need it
  • Low monthly minimum payments
  • Funds become available again as you pay down the balance
  • Good for ongoing projects

Benefits of working with Star Bank

  • Your local Star Bank Lender will walk you through the process from start to closing
  • Flexible terms that fit your unique situation
  • Enjoy low, competitive rates
  • Start your projects sooner with our fast approval process and loan closings
  • Access your funds online